Pricing

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Business AccountsCategory 1Category 2Category 3Category 4Category 5Category 6
United Kingdom Operating Within the E-Commerce SectorUK Based Entities Which Fall Outside of Category 1 Definition.EEA Based entities providing Services such Consulting, IT, Media, Affiliates, Online Advertising.Non-EU/UK Based entities providing Services, IT, Media, Affiliates, Online Advertising.EU/UK Nonbanking Financial Institution (including iGaming and CFD Brokers).Non-EU/UK Nonbanking Financial Institution (including iGaming and CFD Brokers operators).
Incoming TransactionsSEPASEPA / Faster Payments
SEPA0.10% (22.00 GBP as min. fee per trx)0.20% (20.00 GBP as min. fee per trx)0.25% (25.00 EUR as min. fee per trx)0.35% (35.00 EUR as min. fee per trx)0.20% (20.00 EUR as min. fee per trx)0.50% (35.00 EUR as min. fee per trx)
SWIFT0.10% (22.00 GBP as min. fee per trx)0.25% (25.00 GBP as min. fee per trx)0.30% (30.00 EUR as min. fee per trx)0.50% (50.00 EUR as min. fee per trx)0.25% (25.00 EUR as min. fee per trx)0.75% (45.00 EUR as min. fee per trx)
Faster Payments5.00 GBP fee per trx0.10% (10.00 GBP as min. fee per trx)0.15% (15.00 GBP as min. fee per trx)0.25% (25.00 EUR as min. fee per trx)0.15% (15.00 GBP as min. fee per trx)0.50% (35.00 EUR as min. fee per trx)
Outgoing TransactionsSEPASEPA / Faster Payments
SEPA0.10% (22.00 GBP as min. fee per trx)0.20% (20.00 GBP as min. fee per trx)0.25% (25.00 EUR as min. fee per trx)0.35% (35.00 EUR as min. fee per trx)0.20% (20.00 EUR as min. fee per trx)0.50% (35.00 EUR as min. fee per trx)
SWIFT0.10% (22.00 GBP as min. fee per trx)0.25% (25.00 GBP as min. fee per trx)0.30% (30.00 EUR as min. fee per trx)0.50% (50.00 EUR as min. fee per trx)0.25% (35.00 EUR as min. fee per trx)0.75% (45.00 EUR as min. fee per trx)
Faster Payments5.00 GBP fee per trx0.10% (10.00 GBP as min. fee per trx)0.15% (15.00 GBP as min. fee per trx)0.25% (25.00 EUR as min. fee per trx)0.15% (15.00 GBP as min. fee per trx)0.50% (35.00 EUR as min. fee per trx)
Card Fees
Virtual Card IssuingFree of charge9.99 GBP4.99 EUR19.99 EUR4.99 EUR19.99 EUR
Plastic Card Issuing****9.99 GBP19.99 GBP19.99 EUR49.99 EUR19.99 EUR49.99 EUR
Loading 5.00 GBP per load5.00 GBP per load6.00 EUR per load10.00 EUR per load10.00 EUR per load10.00 EUR per load
ATM/Cash Withdrawals*** 4.99 GBP0.50%0.50%1.50%0.50%2.00%
POS Purchases*** FreeFreeFree1.00 EUR per trx.Free4.99 EUR per trx.
Card MaintenanceFree19.99 GBP19.99 EUR29.99 EUR19.99 EUR49.99 EUR
Account Fees
SetupFree of charge100 GBP250 EUR500 EUR500 EUR2,500 EUR
Monthly10 GBP100 GBP200 EUR350 EUR250 EUR500 EUR
FX Conversion 0.5% (20.00 GBP as min. fee per trx)0.5% (20.00 GBP as min. fee per trx)0.5% (25.00 EUR as min. fee per trx)0.6% (25.00 EUR as min. fee per trx)0.6% (25.00 EUR as min. fee per trx)0.6% (25.00 EUR as min. fee per trx)
Investigation50 GBP50 GBP100 EUR200 EUR250 EUR250 EUR
Recall50 GBP250 GBP +1%250 EUR + 1%350 EUR + 1%250 EUR + 1%500 EUR + 1%
Refund50 GBP50 GBP100 EUR200 EUR250 EUR250 EUR
MT103 Request10 GBP10 GBP10 EUR50 EUR10 EUR10 EUR
Account Closure10 GBP100 GBP200 EUR350 EUR350 EUR500 EUR

Category 1

Personal Accounts
United Kingdom operating within the E-Commerce
Incoming TransactionsFaster Payments
SEPA0.10% (22.00 GBP as min. fee per trx)
SWIFT0.10% (22.00 GBP as min. fee per trx)
Faster Payments5.00 GBP fee per trx
Outgoing TransactionsFaster Payments
SEPA0.10% (22.00 GBP as min. fee per trx)
SWIFT0.10% (22.00 GBP as min. fee per trx)
Faster Payments5.00 GBP fee per trx
Card Fees
Virtual Card IssuingFree of charge
Plastic Card Issuing****9.99 GBP
Loading 5.00 GBP per load
ATM/Cash Withdrawals*** 1.00%
POS Purchases*** Free
Card MaintenanceFree
Account Fees
SetupFree of charge
MonthlyFree of charge
FX Conversion 0.5% (20.00 GBP as min. fee per trx)
Investigation50 GBP
Recall50 GBP
Refund50 GBP
MT103 Request10 GBP
Account Closure10 GBP

Category 1

Category 1
United Kingdom Operating Within the E-Commerce Sector
Incoming Transactions
SEPA0.10% (22.00 GBP as min. fee per trx)
SWIFT0.10% (22.00 GBP as min. fee per trx)
Faster Payments5.00 GBP fee per trx
InternalsFree
Outgoing Transactions
SEPA0.10% (22.00 GBP as min. fee per trx)
SWIFT0.10% (22.00 GBP as min. fee per trx)
Faster Payments5.00 GBP fee per trx
InternalsFree
C2B/B2C
Incoming TransactionsN/A
Outgoing TransactionsN/A
Card Fees
Virtual Card IssuingFree of charge
Plastic Card Issuing****9.99 GBP
Loading 5.00 GBP per load
ATM/Cash Withdrawals*** 4.99 GBP
POS Purchases*** Free
Card MaintenanceFree
Account Fees
SetupFree of charge
Monthly10 GBP
FX Conversion 0.5% (20.00 GBP as min. fee per trx)
Investigation50 GBP
Recall50 GBP
Refund50 GBP
MT103 Request10 GBP
Account Closure10 GBP

Category 2

Category 2
UK Based Entities Which Fall Outside of Category 1 Definition.
Incoming Transactions
SEPA0.20% (20.00 GBP as min. fee per trx)
SWIFT0.25% (25.00 GBP as min. fee per trx)
Faster Payments0.10% (10.00 GBP as min. fee per trx)
InternalsFree
Outgoing Transactions
SEPA0.20% (20.00 GBP as min. fee per trx)
SWIFT0.25% (25.00 GBP as min. fee per trx)
Faster Payments0.10% (10.00 GBP as min. fee per trx)
InternalsFree
C2B/B2C
Incoming TransactionsN/A
Outgoing TransactionsN/A
Card Fees
Virtual Card Issuing9.99 GBP
Plastic Card Issuing****19.99 GBP
Loading 5.00 GBP per load
ATM/Cash Withdrawals*** 0.50%
POS Purchases*** Free
Card Maintenance19.99 GBP
Account Fees
Setup100 GBP
Monthly100 GBP
FX Conversion 0.5% (20.00 GBP as min. fee per trx)
Investigation50 GBP
Recall250 GBP +1%
Refund50 GBP
MT103 Request10 GBP
Account Closure100 GBP

Category 3

Category 3
EEA Based entities providing Services such Consulting, IT, Media, Affiliates, Online Advertising.
Incoming Transactions
SEPA0.25% (25.00 EUR as min. fee per trx)
SWIFT0.30% (30.00 EUR as min. fee per trx)
Faster Payments0.15% (15.00 GBP as min. fee per trx)
InternalsFree
Outgoing Transactions
SEPA0.25% (25.00 EUR as min. fee per trx)
SWIFT0.30% (30.00 EUR as min. fee per trx)
Faster Payments0.15% (15.00 GBP as min. fee per trx)
InternalsFree
C2B/B2C
Incoming TransactionsN/A
Outgoing TransactionsN/A
Card Fees
Virtual Card Issuing4.99 EUR
Plastic Card Issuing****19.99 EUR
Loading 6.00 EUR per load
ATM/Cash Withdrawals*** 0.50%
POS Purchases*** Free
Card Maintenance19.99 EUR
Account Fees
Setup250 EUR
Monthly200 EUR
FX Conversion 0.5% (25.00 EUR as min. fee per trx)
Investigation100 EUR
Recall250 EUR + 1%
Refund100 EUR
MT103 Request10 EUR
Account Closure200 EUR

Category 4

Category 4
Non-EU/UK Based entities providing Services, IT, Media, Affiliates, Online Advertising.
Incoming Transactions
SEPA0.35% (35.00 EUR as min. fee per trx)
SWIFT0.50% (50.00 EUR as min. fee per trx)
Faster Payments0.25% (25.00 EUR as min. fee per trx)
InternalsFree
Outgoing Transactions
SEPA0.35% (35.00 EUR as min. fee per trx)
SWIFT0.50% (50.00 EUR as min. fee per trx)
Faster Payments0.25% (25.00 EUR as min. fee per trx)
InternalsFree
C2B/B2C
Incoming TransactionsN/A
Outgoing TransactionsN/A
Card Fees
Virtual Card Issuing19.99 EUR
Plastic Card Issuing****49.99 EUR
Loading 10.00 EUR per load
ATM/Cash Withdrawals*** 1.50%
POS Purchases*** 1.00 EUR per trx.
Card Maintenance29.99 EUR
Account Fees
Setup500 EUR
Monthly350 EUR
FX Conversion 0.6% (25.00 EUR as min. fee per trx)
Investigation200 EUR
Recall350 EUR + 1%
Refund200 EUR
MT103 Request50 EUR
Account Closure350 EUR

Category 5

Category 5
EU/UK Nonbanking Financial Institution (including iGaming and CFD Brokers).
Incoming TransactionsSEPA
SEPA0.20% (20.00 EUR as min. fee per trx)
SWIFT0.25% (25.00 EUR as min. fee per trx)
Faster Payments0.15% (15.00 GBP as min. fee per trx)
InternalsFree
Outgoing TransactionsSEPA
SEPA0.20% (20.00 EUR as min. fee per trx)
SWIFT0.25% (35.00 EUR as min. fee per trx)
Faster Payments0.15% (15.00 GBP as min. fee per trx)
InternalsFree
C2B/B2C
Incoming Transactions 0.25% (25.00 EUR as min. fee per trx)
Outgoing Transactions 0.25% (25.00 EUR as min. fee per trx)
Card Fees
Virtual Card Issuing4.99 EUR
Plastic Card Issuing****19.99 EUR
Loading 10.00 EUR per load
ATM/Cash Withdrawals*** 0.50%
POS Purchases*** Free
Card Maintenance19.99 EUR
Account Fees
Setup500 EUR
Monthly250 EUR
FX Conversion 0.6% (25.00 EUR as min. fee per trx)
Investigation250 EUR
Recall250 EUR + 1%
Refund250 EUR
MT103 Request10 EUR
Account Closure350 EUR

Category 6

Category 6
Non-EU/UK Nonbanking Financial Institution (including iGaming and CFD Brokers operators).
Incoming TransactionsSEPA / Faster Payments
SEPA0.50% (35.00 EUR as min. fee per trx)
SWIFT0.75% (45.00 EUR as min. fee per trx)
Faster Payments0.50% (35.00 EUR as min. fee per trx)
InternalsFree
Outgoing TransactionsSEPA / Faster Payments
SEPA0.50% (35.00 EUR as min. fee per trx)
SWIFT0.75% (45.00 EUR as min. fee per trx)
Faster Payments0.50% (35.00 EUR as min. fee per trx)
InternalsFree
C2B/B2C
Incoming TransactionsN/A
Outgoing TransactionsN/A
Card Fees
Virtual Card Issuing19.99 EUR
Plastic Card Issuing****49.99 EUR
Loading 10.00 EUR per load
ATM/Cash Withdrawals*** 2.00%
POS Purchases*** 4.99 EUR per trx.
Card Maintenance49.99 EUR
Account Fees
Setup2,500 EUR
Monthly500 EUR
FX Conversion 0.6% (25.00 EUR as min. fee per trx)
Investigation250 EUR
Recall500 EUR + 1%
Refund250 EUR
MT103 Request10 EUR
Account Closure500 EUR

Category 1

Category 1
United Kingdom operating within the E-Commerce
Incoming TransactionsFaster Payments
SEPA0.10% (22.00 GBP as min. fee per trx)
SWIFT0.10% (22.00 GBP as min. fee per trx)
Faster Payments5.00 GBP fee per trx
InternalsFree
Outgoing TransactionsFaster Payments
SEPA0.10% (22.00 GBP as min. fee per trx)
SWIFT0.10% (22.00 GBP as min. fee per trx)
Faster Payments5.00 GBP fee per trx
InternalsFree
C2B/B2C
Incoming TransactionsN/A
Outgoing TransactionsN/A
Card Fees
Virtual Card IssuingFree of charge
Plastic Card Issuing****9.99 GBP
Loading 5.00 GBP per load
ATM/Cash Withdrawals*** 1.00%
POS Purchases*** Free
Card MaintenanceFree
Account Fees
SetupFree of charge
MonthlyFree of charge
FX Conversion 0.5% (20.00 GBP as min. fee per trx)
Investigation50 GBP
Recall50 GBP
Refund50 GBP
MT103 Request10 GBP
Account Closure10 GBP

Internal Incoming Transactions

Free

* All prices may vary and are subject to change depending on Merchant Account Review.

Internal Outgoing Transactions

Free

** Cards – Prepaid Cards can be issued only to individuals that are related to the company and that reside within the EEA.

C2B/B2C Incoming Transactions
(Category 5 Only)

0.25% (25.00 EUR as min. fee per trx)

*** Card International transactions (POS or ATM Withdrawal) in foreign currencies other than GBP or EUR will be charged an extra 1.25% fee.

C2B/B2C Outgoing Transactions (Category 5 Only)

0.25% (25.00 EUR as min. fee per trx)

**** Delivery methods (standard or express) fee shall be determined based on the location of the cardholder and will get charged extra.

Internal Incoming Transactions

Free

Internal Outgoing Transactions

Free

C2B/B2C Incoming Transactions
(Category 5 Only)

0.25% (25.00 EUR as min. fee per trx)

C2B/B2C Outgoing Transactions
(Category 5 Only)

0.25% (25.00 EUR as min. fee per trx)

* All prices may vary and are subject to change depending on Merchant Account Review.

** Cards – Prepaid Cards can be issued only to individuals that are related to the company and that reside within the EEA.

*** Card International transactions (POS or ATM Withdrawal) in foreign currencies other than GBP or EUR will be charged an extra 1.25% fee.

**** Delivery methods (standard or express) fee shall be determined based on the location of the cardholder and will get charged extra.

Download Terms and Pricing PDF

BeAccount Ltd is subject to requirements imposed by the Financial Conduct Authority and accordingly it has stopped onboarding new customers and providing payment services. Further information is available on the FCA Register:
https://register.fca.org.uk/s/firm?id=0014G00002ZaVz3QAF
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