Access accounts in 20+ currencies via SWIFT. Send and receive international payments like a local, without opening foreign bank accounts. With low FX fees, fast onboarding, and a simple platform to manage global cash flow, cross-border finance becomes effortless.
Global Payments
Open virtual accounts in key currencies, operate like a local in multiple regions, and manage your global cash flow from one easy-to-use platform.
Why Payine?
Payine gives your company access to multi-currency SWIFT accounts, so you can send and receive payments across borders with ease. Save on FX fees and skip the usual banking complexity.
Security
Open virtual SWIFT accounts in over 20 major currencies including GBP, USD, EUR, NOK, SEK, CAD, AUD, SGD and more. Accept payments from clients around the world and hold funds in local currencies without setting up foreign entities or local bank accounts.
Industries
Make international payments feel local. With dedicated account details, your business can pay overseas suppliers and partners as if you're operating in their country, helping you build trust and speed up settlements.
Solutions
Receive payments from clients in multiple countries using account details in their preferred currency. Reduce friction in your invoicing process and get paid faster minus the hassle of currency conversion.
Solutions
Built on the SWIFT network, Payine offers trusted, secure and trackable transfers that give you confidence and clarity. Whether you're sending one payment or managing global payouts, you can depend on fast, reliable delivery.
Solutions
No paperwork marathons or long waits. Our onboarding process is fast, digital and designed for modern businesses. Most accounts are verified and ready to use within hours, so you can get started without delay.
We value your time. From sign-up to your first payment, the process is smooth and straightforward with no unnecessary paperwork.
Manage, convert and pay in the currencies that suit your business. Avoid forced conversions and manage FX on your terms.
What you see is what you pay. Our fees are simple, clear and upfront.
Whether you’re an ecommerce seller, digital agency or global startup, our platform is designed to scale with your needs.
Get help when you need it from real people, not bots. Our team is global, knowledgeable and here to assist you.
Open your Payine account today and start sending and receiving international payments with ease.
Looking to do more with your international finance? Explore our full suite of cross-border solutions designed to give your business a competitive edge.
Dedicated IBANs
Offer IBAN accounts under your brand. Perfect for platforms, fintechs, and payment service providers.
Corporate Cards
Issue Visa cards that give your business total control over spending. Manage and track expenses in real time.
A multi-currency account is a financial account that allows businesses to send and receive payments in multiple currencies using one central platform. It simplifies international transactions by providing account details in each supported currency, helping businesses operate across borders more efficiently.
Using multiple currencies helps businesses expand globally, pay international suppliers, and receive payments from overseas clients without costly conversions or delays. It also improves financial transparency and supports local-market operations
Multi-currency accounts are ideal for international businesses, platforms, fintechs, freelancers, and service providers who work with clients, vendors, or teams across different countries and currencies.
Yes. Payine supports smart batch payments, allowing you to send multiple payments such as payroll or vendor disbursements, from your multi-currency accounts in just a few clicks.
Not at all, if your business meets the relevant criteria and has the necessary documentation. Payine’s onboarding process is fast, digital, and straightforward. Most businesses are verified and ready to operate within hours, without complex paperwork or banking delays.
