Virtual & Physical

Pay with Payine and forget about your wallet!

Clients Account C2B & B2C

Get direct payments from your clients into your dedicated IBAN account

Instant SEPA

Payine support INSTANT SEPA payments to allow your business to receive and send instant payments to keep your suppliers and employees happy by paying them on time, every time!

Pay as you go

With Payine you will only pay per usage with no hidden fees!

Open your account in a few simple steps

With just your business KYC, we’ll get you set up with a bank account in no time. No extra documents, no phone calls and no long wait times.

Two accounts — one smooth experience

Manage both your personal and business accounts from one app. Easily switch between both accounts for a smoother experience.


Rest assured knowing that your data, account and money are safe with us.
Our systems are built with state-of-the-art security measures to keep you safe from fraud.

Get your VIRTUAL card now!

Apply NOW to get immediate issued debit card to start spending, sending and saving.

Get your own branded design

With Payine you can order your own unique branded cards with your company logo to boost your brand awareness among your employees and clients.

Pay with your phone

Pay quickly and securely online and in-store using Apple Pay. No need for a physical card.

Spend in style with a Payine card

Payine designer cards designed to match your plan and lifestyle.
Choose your plan and order a free physical card for quick delivery.

Access your money wherever you are

Our card is your passport to financial freedom. You can access the money from the App or from desktop and you’ll get great-value exchange rates when spending abroad.

Make contactless payments

Secure payments with just a single tap of your debit card at any contactless terminal.

Designed For Companies of All Shapes & Sizes


Small & Medium Businesses


Why Payine?

Simply put… we’re your one-stop platform for ALL your payments needs! 

For Businesses of Any Size

We are an all-in-one solution for businesses of all sizes. We have everything you need to process payments quickly, easily, and at a fraction of the cost!

Personalized Support

We offer dedicated support so you can always reach us at any time. Our team is here to answer all your questions and help you get the most out of our platform!


We are constantly innovating and expanding our services so you can always have the latest and greatest features at your fingertips

Your New Favorite Account

  • Total Freedom

    We don't believe in tying you down with long-term contracts. Upgrade, cancel, or change your plan at your will anytime!

  • No Hidden Fees

    All our prices are transparent and we believe in being upfront about all our costs. There are no hidden fees or surcharges!

  • Zero Monthly Costs

    That's right! We don't believe in charging you monthly fees. With Payine, you only pay for what you use!

  • Pay Per Usage

    You don't have to carry another monthly bill. With our pay-as-you-go model, you only get charged for the transactions you make!

  • Virtual or Physical Card

    You can now order a physical card to use for your transactions. Keep track of expenses and manage your finances with ease!

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